Friday, March 11, 2011

Governmentalism-7: Governance & Insurance


'The Wolf
Watches and Waits'
The National Zoo,
Wshington, DC, 2003.








Governmentalism is not an ideology. It is a method of taking control of money, people, resources, and existing forms of government.

Governmentalism is a vicious cycle of 'creating wealth' for salaries, welfare programs, and contracts by bankrupting individuals and business through tax collecting, regulatory penalties and fees and lawsuits.

Fiscal conservatives have tried to prevent the growth of 'big government' by requiring 'balanced budget' legislation on the state level. Obama espouses a new meaning of an annual balanced budget. The Obama balance matches expenditures with expected tax and other revenues for a particular year, while ignoring the deficit and interest on the cumulative debt and deficit carried forward each fiscal year.

Historically, the defense budget has been blamed for the federal debt. 'Balanced budget' proponents believed control of number and amount of defense department contracts, especially those which ran 'over budget', would allow the federal budget to be balanced.

But the defense department budget is in part determined by current politicians. Bush's and now Obama's interventions in Middle East conflicts have increased the defense budget. Soldiers, guns, planes, ships, surveillance equipment all cost money. So the defense expenditures, budget, and the federal debt and the amounts due to interest on that debt increases year after year.

And the social welfare budget increased beyond even the defense department budget. In part due to the colored and ethnic activism espoused by the Clinton Administration and the huge influx of Hispanic, Middle Eastern, and other legal and illegal immigrants during a time of uncontrolled immigration, the demand for free social welfare products and services are exorbitant, as are the costs.

Perceiving social welfare products and services as 'profit centers' has increased the costs beyond the 'billions'. For example, construction of new housing through 'minority' grants and loans now has slowed, but foreign 'minority' workers stayed in the US, and now increase the welfare budgets for the cost of new housing they can no longer afford.

Welfare recipients now live in $250,000-$500,000-$1,000,000 townhouses and single family homes. Who pays for the new roof when the local and county governments which acquire such properties through land or building code violations, tax liens, evictions, and other court proceedings, themselves are bankrupt and do not have a mandate from local taxpayers to fix roofs on 'upscale' welfare housing units?

Legislators and governmental officials have been forced to acknowledge there are problems in the economy because of the attention to record numbers of housing foreclosures. But these officials and bureaucrats do not seem to appreciate the enormity of the problem and continue to pass appropriations bills that cannot be covered by taxpayer and other revenues.

The same patterns can be found in health care, education, the automotive industry, and now banking as governmentalists 'annex' individual and business money and property to pay their own salaries while purporting to 'bail out' failing industries.

How is this done? Largely through 'loss/default' and other 'federal guarantee insurance corporation' insurance policies. What the government 'bails out' becomes prohibitively expensive for 'the little guy' and the taxpayer.

Higher education is one of the best examples of runaway loss/default insurance programs. College and university tuition became too expensive, largely due to wage and salary demands and construction costs. Upper-middle-and upper-class applicants decreased.

To help colleagues in law schools and other schools, attorney and insurance governmentalists created financial aid packages to attract lower income students. This of course was espoused by friends in insurance who could count on $250-$500 or more in insurance premiums paid on each tuition loan increment. Grants and scholarships became lost or restated in such packages as insurance agent/bill collectors began to perceive education finance as the biggest bill-collecting bonanza in American history.

Tuition assistance programs were sold to many industries as a method of providing 'free labor' during student years. Unfortunately, each class of 'graduates' becomes less valuable as new hires, and less likely to be hired, as another group of 'free labor' students replaces them with 'on-the-job' education programs and reduced industry 'payroll'.

What happens to students who cannot find jobs? Cynically, but not unrealistically, such students are thought to be able to pay any tuition or related debts by life insurance death benefit payouts, also part of school application or admission processes.

Most people who consider loans and financing believe 'loss/default' insurance is only, as written, on the amount of money financed, not on themselves. But, in the USA currently, hyper-aggressive bill collectors 'scream and shout' people almost to death or to death by accident, injury or illness.

Governmentalists too are very aware of life insurance death benefit amounts and the costs of governmental services per person. In New Jersey in the early 2000s, state debt was described as equal to about $17,000 per New Jersey resident.

Currently, Obama Administration watchers estimate $45,384 as each US citizens' share of the $14 Trillion national debt.

This is a compelling reason to register all illegal immigrants. They too can share in the debt incurred for social welfare and other governmental services.

It also is a compelling reason to control governmenalist spending, by voter referendum per expenditure, dissolution of the governmentalist impulse to spend, or other mechanism to control politicians and governmentalist bureaucrats.

Current federal senators and representatives could be held more responsible for their votes and appropriations spending with common sense approaches, for example, limits of 100 pages on bills and other legislation introduced. Over 2,000 page documents, like the 'Obamacare' package, are unlikely to be read in their entirety by many or most members of Congress. And these packages are likely to contain appropriations or expenditure clauses hidden from the casual reader.


Email mkrause381@gmail.com or mkrause54@yahoo.com to comment or request a copy of this or other blogs posted by mary for monthlynotesstaff on http://monthlynotes21.blogspot.com (http://monthlynotes.blogspot.com through http://monthlynotes21.blogspot.com) on www.google.com. See http://monthlynotes18.blogspot.com and http://monthlynotes19.blogspot.com for blog lists of titles and URLs of monthlynotes blogs.

Graphic: An Original Photographic, 'The Wolf Watches and Waits', The National Zoo, Washington, DC, 2003.

No comments:

Post a Comment